A Stripe-shape API for Zambian mobile money. MTN at launch; Airtel and Zamtel within 12 months. Built by people who can pick up the phone in Lusaka.
MTN MoMo at launch. Airtel Money and Zamtel Kwacha within 12 months. One checkout, every Zambian wallet.
From the API that powers your checkout to the dashboard your finance team lives in. Tanzania next.
MTN MoMo at launch. Airtel and Zamtel within 12 months. First Tanzanian charge by month 15.
Double-entry ledger from charge one. HMAC-SHA256 webhooks with retry + DLQ. Idempotency keys on every write. Manual KYC with a real human.
{
"event": "payment_intent.succeeded",
"amount": 25000,
"currency": "ZMW",
"method": "mtn_momo"
}T+3 settlement to a ZMW account at no extra cost. Optional instant payout for vetted merchants at +1.5%.
MTN MoMo at launch. Airtel Money and Zamtel Kwacha within 12 months — same API, same rate, no rework.
Malawi and Uganda on the Year-2 roadmap.
The DX you expect from Stripe, on a payment rail Stripe doesn't serve.
curl https://api.senda.io/v1/charges \
-u sk_test_abc123: \
-H "Idempotency-Key: dpf_xx_4ds82" \
-H "Content-Type: application/json" \
-d '{
"amount": 10000,
"currency": "zmw",
"type": "mobile_money",
"channel": "mtn",
"phone": "+260771234567",
"reference": "order_123456"
}'{
"id": "ch_1JZk83Rm",
"status": "succeeded",
"amount": 10000,
"currency": "zmw",
"channel": "mtn",
"provider": "airtel"
}Pay employees, agents, and vendors. T+3 to your bank, free. Instant payout +1.5% after 30 days clean history.
Internal SLO targets, published as commitments. Public status page and verifiable SLO reporting go live after 90 days of clean operating data — no marketing numbers we can't back with telemetry.